TaxVantage PrimeChoice Medical Plan

Notes:
^1. Only covers the psychiatric treatment recommended by a Specialist during Confinement in Hong Kong.
^2. Only covers renal dialysis treatments under the recommendation of the attending Registered Medical Practitioner, and (1) as an Inpatient worldwide or (2) as a Day Patient in Hong Kong.
^3. The Company shall have the right to ask for proof of recommendation, e.g., written referral or testifying statement on the claim form by the attending Registered Medical Practitioner.
^4. Day Case Procedure refers to a Medically Necessary surgical procedure for investigation or treatment to the Insured Person performed in a medical clinic, or day case procedure centre or Hospital with facilities for recovery.
^5. Subject to 20% Coinsurance and maximum reimbursement of different plan levels. If the actual room level of the confinement is of a level higher than the covered room level under optional supplementary major medical benefit, the Company will adjust the benefits paid under optional supplementary major medical benefit subject to the room level adjustment factor. For details, please refer to the product brochure and policy documents.

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^6. Before you can claim tax deductions, you must meet all eligibility requirements set out in any guidance issued by the Inland Revenue Department of the Hong Kong Special Administrative Region and the Inland Revenue Ordinance. Any general tax information provided herein is for reference only and you should not make any tax decisions based solely on it. If in doubt, you must consult a qualified professional tax advisor. Please note that tax laws, regulations or interpretations may change at any time and may affect the eligibility criteria for claiming tax deductions and any other tax benefits. We are not responsible for any failure to promptly inform you of changes to these laws, regulations or interpretations and their impact on you. For any tax enquiries, please contact the Inland Revenue Department directly.

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^7. The Policy Holder shall provide the Company with the estimated fees to be incurred as furnished by the Hospital and/or attending Registered Medical Practitioner. The estimate is for reference only, and the actual amount claimable shall be subject to the final expenses as evidenced.

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^8. These benefits are not part of the VHIS Certified Plan and subject to payment of additional premium.
^9. A maximum reimbursement of Eligible Expenses Per Cancer will be payable up to HK$2,000,000. Eligible Expenses are not included: (1) treatment undergone solely for complications and adverse effects of cancer treatment; (2) cost of surgical procedures except specifically covered; (3) room and board charges.
^10.The benefit provides a daily cash benefit of up to HK$2,000 if the Insured Person is confined for 8 hours or more due to Disability, up to a maximum of 1,000 days.